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Cost of homeowners insurance, home. The average cost of homeowners insurance in houston, texas, is $3,722 per year or $310 per month. The average cost of homeowners insurance in houston is about $2,247/year.

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Join now & see why customers love us! Home insurance cost discount homeowners insurance cost ; On average, the cost of home insurance in texas is $1,945 for $200,000 dwelling coverage with a $1,000 deductible, and $100,000 liability.

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We now offer $5000 of accidental water damage cover on a dp1 on a standard fire, ec, vmm for a flat. What a basic homeowners insurance policy covers. In comparison, the national average home insurance rates are $1,477.